Fastest Path to Citizenship Through Investment

The timeline to citizenship varies from instant (all CBI programs) to 20 years (Andorra). For RBI programs, citizenship requires sustained residence over several years followed by a naturalization application. Paraguay offers one of the fastest RBI-to-citizenship paths at 3 years. Portugal now reaches EU citizenship in 10 years for most nationalities (7 for EU/CPLP nationals) under Lei Orgรขnica 1/2026. Australia and New Zealand grant citizenship within 4-5 years of permanent residency. This ranking covers every program where a citizenship path exists.

Programs

54

Countries

42

Types

CBI & RBI

From

Income-based

Key Takeaways

  • Instant citizenship: all 13 active CBI programs (no residency required)
  • Fastest RBI to citizenship: Paraguay at 3 years, Singapore at 2 years (after PR)
  • EU citizenship through RBI: Bulgaria/Ireland (5 years), Greece/Cyprus (7 years), Portugal (10 years, 7 for EU/CPLP nationals)
  • Longest: Andorra (20 years), Switzerland (10-12 years), South Africa (10 years)

All Programs at a Glance

Sorted by minimum investment. Each country name in the table below links to the full program page.

Country Program Type Min. Investment Processing Citizenship Path
๐Ÿ‡ต๐Ÿ‡น Portugal D7 Passive Income Visa RBI Income-based 3 months 10 years (7 for EU/CPLP nationals)
๐Ÿ‡ช๐Ÿ‡ธ Spain Non-Lucrative Visa RBI Income-based 5 months 10 years
๐Ÿ‡ช๐Ÿ‡ธ Spain Digital Nomad Visa RBI Income-based 1-3 months 10 years
๐Ÿ‡ฎ๐Ÿ‡น Italy Elective Residence Visa RBI Income-based 3-6 months 10 years
๐Ÿ‡จ๐Ÿ‡ท Costa Rica Rentista (Passive Income) RBI Income-based 3-6 months 7 years
๐Ÿ‡จ๐Ÿ‡ท Costa Rica Pensionado (Retiree Residency) RBI Income-based 3-6 months 7 years
๐Ÿ‡ญ๐Ÿ‡ท Croatia Temporary Residence for Business Activity RBI Income-based 1-3 months 8 years (5 years continuous residence + 3 years permanent residence)
๐Ÿ‡ฆ๐Ÿ‡บ Australia National Innovation Visa (NIV) RBI Income-based 12-24 months 4 years (after PR)
๐Ÿ‡ฟ๐Ÿ‡ฆ South Africa Critical Skills Visa RBI Income-based 4-8 weeks 10 years (5 years to PR, then 5 years to citizenship)
๐Ÿ‡ง๐Ÿ‡ฟ Belize Qualified Retired Persons Programme (QRP) RBI $24,000 2-3 months 5 years (via standard naturalisation after 1 year residency + 4 years PR)
๐Ÿ‡ฑ๐Ÿ‡ป Latvia Golden Visa RBI โ‚ฌ50,000 1-3 months 10 years (PR after 4 years)
๐Ÿ‡ต๐Ÿ‡พ Paraguay Investor Residency (SUACE) RBI $70,000 1-3 months 3 years
๐Ÿ‡ณ๐Ÿ‡ท Nauru NECRCP (Climate Resilience Citizenship) CBI $90,000 3-6 months Direct
๐Ÿ‡ธ๐Ÿ‡น Sรฃo Tomรฉ and Prรญncipe Citizenship by Investment CBI $90,000 2-3 months Direct
๐Ÿ‡ฐ๐Ÿ‡ญ Cambodia Cambodia My Second Home (CM2H) RBI $100,000 4-6 months 5 years (by naturalization under 1996 Nationality Law)
๐Ÿ‡ฆ๐Ÿ‡น Austria Residence Permit (Financially Independent) RBI โ‚ฌ100,000 3-6 months 10 years (6 years under certain conditions)
๐Ÿ‡ธ๐Ÿ‡ฑ Sierra Leone Citizenship by Investment CBI $100,000 2-3 months Direct
๐Ÿ‡ป๐Ÿ‡บ Vanuatu Development Support Program (DSP) CBI $130,000 1-3 months Direct
๐Ÿ‡ง๐Ÿ‡ญ Bahrain Self-Sponsorship (Investor/Property Owner) RBI $133,000 Approximately 40 working days No direct path (Bahrain does not offer citizenship by investment)
๐Ÿ‡จ๐Ÿ‡ท Costa Rica Investor Residency RBI $150,000 3-6 months 7 years
๐Ÿ‡ฉ๐Ÿ‡ฒ Dominica Citizenship by Investment CBI $200,000 3-4 months Direct
๐Ÿ‡ต๐Ÿ‡ฆ Panama Friendly Nations Visa RBI $200,000 3-6 months 5 years
๐Ÿ‡ถ๐Ÿ‡ฆ Qatar Residence Permit (Real Estate Investment) RBI $200,000 Days to a few weeks once the property purchase is registered No (Qatar does not offer citizenship by investment)
๐Ÿ‡ธ๐Ÿ‡ฆ Saudi Arabia Premium Residency (Unlimited/Direct Payment) RBI $213,000 2-6 months No direct path (Saudi Arabia does not offer citizenship by investment)
๐Ÿ‡ฆ๐Ÿ‡ฌ Antigua and Barbuda Citizenship by Investment CBI $230,000 3-6 months Direct
๐Ÿ‡ฌ๐Ÿ‡ฉ Grenada Citizenship by Investment CBI $235,000 4-6 months Direct
๐Ÿ‡ฑ๐Ÿ‡จ St Lucia Citizenship by Investment CBI $240,000 3-4 months Direct
๐Ÿ‡ฐ๐Ÿ‡ณ St Kitts and Nevis Citizenship by Investment CBI $250,000 3-6 months Direct
๐Ÿ‡ฎ๐Ÿ‡น Italy Investor Visa RBI โ‚ฌ250,000 3-6 months 10 years
๐Ÿ‡ช๐Ÿ‡ฌ Egypt Citizenship by Investment CBI $250,000 6-12 months Direct
๐Ÿ‡ญ๐Ÿ‡บ Hungary Guest Investor Program (Golden Visa) RBI โ‚ฌ250,000 3-6 months 8 years + language exam
๐Ÿ‡ง๐Ÿ‡ฟ Belize Investor Residency RBI $250,000 3-6 months 5 years
๐Ÿ‡จ๐Ÿ‡พ Cyprus Permanent Residence Permit RBI โ‚ฌ300,000 2-3 months 7 years (by naturalization)
๐Ÿ‡ง๐Ÿ‡ญ Bahrain Golden Residency (Real Estate) RBI $345,000 Not officially published No direct path (Bahrain does not offer citizenship by investment)
๐Ÿ‡ฌ๐Ÿ‡ท Greece Golden Visa RBI โ‚ฌ400,000 2-3 months 7 years
๐Ÿ‡น๐Ÿ‡ท Turkey Citizenship by Investment CBI $400,000 6-12 months Direct
๐Ÿ‡จ๐Ÿ‡ญ Switzerland Lump-Sum Taxation Residence RBI CHF 450,000 3-6 months 10 years (12 years for non-EU nationals)
๐Ÿ‡ฏ๐Ÿ‡ด Jordan Citizenship by Investment CBI $490,000 3-6 months Direct
๐Ÿ‡ต๐Ÿ‡น Portugal Golden Visa (ARI) RBI โ‚ฌ500,000 12-18 months 10 years (7 for EU/CPLP nationals)
๐Ÿ‡ฒ๐Ÿ‡จ Monaco Residence Permit (Carte de Sรฉjour) RBI โ‚ฌ500,000 2-6 months 10 years (application to the Prince; dual citizenship not permitted at naturalisation)
๐Ÿ‡ง๐Ÿ‡ฌ Bulgaria Investor Residence Permit RBI โ‚ฌ512,000 3-6 months 5 years (PR), then citizenship after additional residency
๐Ÿ‡ด๐Ÿ‡ฒ Oman Investor Residency: Tier Two RBI $650,000 Reported 3-6 weeks (not an official published SLA) No direct path (Oman does not offer citizenship by investment)
๐Ÿ‡บ๐Ÿ‡ธ United States EB-5 Immigrant Investor Program RBI $800,000 12-24 months 5 years (after green card)
๐Ÿ‡ฆ๐Ÿ‡ฉ Andorra Passive Residence Permit RBI โ‚ฌ1,000,000 2-3 months 20 years
๐Ÿ‡ธ๐Ÿ‡ป El Salvador Freedom Visa (Bitcoin Passport) CBI $1,000,000 2-3 months Direct
๐Ÿ‡ถ๐Ÿ‡ฆ Qatar Permanent Residency (Real Estate Investment) RBI $1,000,000 Several months: reviewed by a Ministry of Interior committee with no published standard timeline No (Qatar does not offer citizenship by investment)
๐Ÿ‡ธ๐Ÿ‡ฆ Saudi Arabia Premium Residency (Real Estate Owner Route) RBI $1,070,000 2-6 months No direct path (Saudi Arabia does not offer citizenship by investment)
๐Ÿ‡ด๐Ÿ‡ฒ Oman Investor Residency: Tier One RBI $1,300,000 Reported 3-6 weeks (not an official published SLA) No direct path (Oman does not offer citizenship by investment)
๐Ÿ‡ฆ๐Ÿ‡ช UAE Golden Visa RBI AED2,000,000 1-3 months No direct path (UAE does not offer CBI)
๐Ÿ‡ณ๐Ÿ‡ฟ New Zealand Active Investor Plus RBI NZD 5,000,000 6-12 months 5 years
๐Ÿ‡ฟ๐Ÿ‡ฆ South Africa Business/Investment Visa RBI ZAR 5,000,000 3-12 months 10 years (5 years to PR, then 5 years to citizenship)
๐Ÿ‡ธ๐Ÿ‡ฌ Singapore Global Investor Programme (GIP) RBI SGD 10,000,000 6-12 months 2 years (eligible to apply after PR)
๐Ÿ‡ญ๐Ÿ‡ฐ Hong Kong Capital Investment Entrant Scheme (CIES) RBI HKD 30,000,000 6-12 months 7 years (permanent residency)
๐Ÿ‡ฟ๐Ÿ‡ฆ South Africa Financially Independent Person Permit RBI ZAR 37,000,000 6-12 months 10 years (5 years to PR, then 5 years to citizenship)

Explore Each Program

Detailed cards below โ€” investment requirements, timelines, and key benefits for each program.

Portugal

D7 Passive Income Visa

Residency

Income-based

Proof of passive income (approx. โ‚ฌ900/month minimum)

Processing

3 months

Stay Requirement

183+ days/year

Visa Duration

2 years (renewable)

Work Rights

Yes

Citizenship Path

10 years (7 for EU/CPLP nationals)

Visa-Free Countries

191

  • No investment required, income-based
  • Pension income accepted
  • Must reside in Portugal
Spain

Non-Lucrative Visa

Residency

Income-based

Proof of passive income of ~โ‚ฌ2,300/month (400% of Spain's IPREM index) for main applicant, plus ~โ‚ฌ575/month per dependent. Private health insurance mandatory. Property lease or purchase required. Cannot work for Spanish employers.

Processing

5 months

Stay Requirement

183+ days/year in Spain (6 months continuous absence risks permit loss)

Visa Duration

1 year (renewable)

Work Rights

No

Citizenship Path

10 years

Visa-Free Countries

191

  • No investment required โ€” income-based route only
  • Beckham Law available: flat 24% tax on Spanish income for first 6 years
  • Pension, dividend, and rental income all qualify as passive income
Spain

Digital Nomad Visa

Residency

Income-based

No investment. Must demonstrate remote employment or freelance activity for a non-Spanish company, with minimum income of approximately โ‚ฌ2,520/month (200% IPREM).

Processing

1-3 months

Stay Requirement

Must reside in Spain

Visa Duration

1 year visa, then 3-year residence permit (renewable)

Work Rights

Yes

Citizenship Path

10 years

Visa-Free Countries

191

  • Beckham Law eligible: 24% flat tax on Spanish-source income for first 6 years
  • No investment required, income-based qualification
  • Full Schengen access
Italy

Elective Residence Visa

Residency

Income-based

Proof of stable passive income (no fixed minimum, typically โ‚ฌ31K+/year) + property.

Processing

3-6 months

Stay Requirement

Must reside in Italy (183+ days/year). No work permitted.

Visa Duration

1 year (renewable)

Work Rights

No

Citizenship Path

10 years

Visa-Free Countries

191

  • Income-based, no investment required
  • Cannot work in Italy
  • Flat tax regime available
Costa Rica

Rentista (Passive Income)

Residency

Income-based

Proof of $2,500/month stable passive income for 2+ years.

Processing

3-6 months

Stay Requirement

Visit once/year

Visa Duration

2 years (renewable)

Work Rights

No

Citizenship Path

7 years

Visa-Free Countries

153

  • Income-based, no investment
  • Pension income accepted
  • Must not work in Costa Rica
Costa Rica

Pensionado (Retiree Residency)

Residency

Income-based

Proof of $1,000/month pension income from a recognised pension source.

Processing

3-6 months

Stay Requirement

Visit once/year

Visa Duration

2 years (renewable, permanent residency after 3 years)

Work Rights

No

Citizenship Path

7 years

Visa-Free Countries

153

  • Lowest income threshold of the three Costa Rica routes ($1,000/month)
  • Pension income accepted from any country
  • Must not work in Costa Rica
Croatia

Temporary Residence for Business Activity

Residency

Income-based

Company registration in Croatia or appointment as director/board member. No minimum capital requirement for d.o.o. (LLC equivalent).

Processing

1-3 months

Stay Requirement

Must reside in Croatia

Visa Duration

1 year (renewable annually, leads to permanent residence after 5 years)

Work Rights

Yes

Citizenship Path

8 years (5 years continuous residence + 3 years permanent residence)

Visa-Free Countries

188

  • EU + Schengen + Eurozone access from 2023
  • Actual path to Croatian (EU) citizenship via 8-year integration
  • Full work rights, unlike the Digital Nomad Visa
Australia

National Innovation Visa (NIV)

Residency

Income-based

No minimum investment threshold. Invitation-only based on exceptional achievement and recognised contribution to innovation, research, entrepreneurship, investment, sport, or arts. Must submit Expression of Interest (EOI); Department issues invitations. State nomination required for most streams.

Processing

12-24 months

Stay Requirement

Must reside in Australia

Visa Duration

Permanent (direct PR)

Work Rights

Yes

Citizenship Path

4 years (after PR)

Visa-Free Countries

189

  • Merit-based, not investment-based โ€” no minimum capital threshold
  • Grants permanent residence directly, not a provisional visa
  • Highly selective: ~300 invitations issued from 9,000+ EOIs as of 2025
South Africa

Critical Skills Visa

Residency

Income-based

No investment. Must hold qualifications in a gazetted critical skill (engineering, IT, finance, healthcare, etc.).

Processing

4-8 weeks

Stay Requirement

Must reside and work in South Africa

Visa Duration

5 years (renewable, leads to PR)

Work Rights

Yes

Citizenship Path

10 years (5 years to PR, then 5 years to citizenship)

Visa-Free Countries

106

  • No investment required, skills-based entry
  • Fast processing (4-8 weeks typical)
  • Full work rights from day one
Belize

Qualified Retired Persons Programme (QRP)

Residency

$24,000

$2,000/month income proof ($24,000/year) from a pension, annuity, or other stable source outside Belize.

Processing

2-3 months

Stay Requirement

Approximately 1 visit per year

Visa Duration

Permanent (annual renewal of QRP status)

Work Rights

No

Citizenship Path

5 years (via standard naturalisation after 1 year residency + 4 years PR)

Visa-Free Countries

96

  • Income-based, no lump-sum investment required
  • All foreign income and assets fully tax-exempt under QRP
  • English-speaking, common law jurisdiction
Latvia

Golden Visa

Residency

โ‚ฌ50,000

Real estate: โ‚ฌ250K+ in Riga or within 30km (freehold, 5-year hold, +5% government fee). Business: โ‚ฌ50K into Latvian company (<50 employees) or โ‚ฌ100K (50+ employees), plus โ‚ฌ10K government fee. Bank deposit: โ‚ฌ280K fixed for 5 years. Income proof: โ‚ฌ2,220/month required.

Processing

1-3 months

Stay Requirement

Must maintain investment

Visa Duration

5 years (renewable)

Work Rights

Yes

Citizenship Path

10 years (PR after 4 years)

Visa-Free Countries

188

  • Lowest EU Golden Visa business investment route at โ‚ฌ50K
  • Corporate tax on distributed profits only โ€” reinvested profits untaxed
  • Permanent residency available after 4 years
Paraguay

Investor Residency (SUACE)

Residency

$70,000

$70K bank deposit or business investment.

Processing

1-3 months

Stay Requirement

Minimal

Visa Duration

Permanent

Work Rights

Yes

Citizenship Path

3 years

Visa-Free Countries

143

  • Fastest citizenship in South America โ€” 3 years from permanent residency
  • $70K investment threshold โ€” lowest in the Americas for a PR+citizenship path
  • Flat 10% territorial tax โ€” no tax on foreign income whatsoever
Nauru

NECRCP (Climate Resilience Citizenship)

Citizenship

$90,000

$90,000 standard contribution to Nauru Economic and Climate Resilience Programme. Promotional rate of $80,000 available through June 2026.

Processing

3-6 months

Stay Requirement

None

Visa Duration

Citizenship (permanent)

Work Rights

Yes

Citizenship Path

Direct

Visa-Free Countries

48

  • Direct citizenship from $90K standard ($80K promotional through June 2026)
  • Zero-tax jurisdiction: no income, corporate, capital gains, or VAT
  • Only 48 countries visa-free โ€” chosen for cost diversification, not mobility
Sรฃo Tomรฉ and Prรญncipe

Citizenship by Investment

Citizenship

$90,000

$90K donation to National Transformation Fund (single applicant). $95K for families of 2-4. Total cost with fees ~$105K.

Processing

2-3 months

Stay Requirement

None

Visa Duration

Citizenship (permanent)

Work Rights

Yes

Citizenship Path

Direct

Visa-Free Countries

61

  • Cheapest CBI program globally ($90K)
  • Fastest processing (as little as 6 weeks)
  • CPLP member: fast-track to Portuguese/Brazilian residency
Cambodia

Cambodia My Second Home (CM2H)

Residency

$100,000

$100K+ in approved real estate project (government-approved developments only, including residential and mixed-use in Phnom Penh). Includes KHCA membership fee. Total cost typically $50Kโ€“$100K depending on chosen project. Work rights included from day one.

Processing

4-6 months

Stay Requirement

Minimal

Visa Duration

10 years

Work Rights

Yes

Citizenship Path

5 years (by naturalization under 1996 Nationality Law)

Visa-Free Countries

54

  • USD de facto currency โ€” eliminates exchange rate risk for dollar investors
  • Citizenship eligible after 5 years โ€” fastest path to SE Asian passport
  • Work rights included โ€” unlike some competing programs
Austria

Residence Permit (Financially Independent)

Residency

โ‚ฌ100,000

โ‚ฌ100K+ in demonstrable financial means. No specific investment vehicle required but must prove financial independence.

Processing

3-6 months

Stay Requirement

Must reside in Austria

Visa Duration

1 year (renewable, PR after 5 years)

Work Rights

No

Citizenship Path

10 years (6 years under certain conditions)

Visa-Free Countries

191

  • Vienna rated world's most livable city multiple years running
  • Strict annual quota โ€” apply early in the year, spots fill fast
  • German language certification required for permit renewals
Sierra Leone

Citizenship by Investment

Citizenship

$100,000

$100K Heritage track (African descent) or $140K standard track contribution. Total cost with fees approximately $117Kโ€“$157K depending on track.

Processing

2-3 months

Stay Requirement

None

Visa Duration

Citizenship (permanent)

Work Rights

Yes

Citizenship Path

Direct

Visa-Free Countries

64

  • Two tracks: $100K Heritage (African descent) or $140K standard
  • Fully remote, no visit required
  • Fast processing (2 months)
Vanuatu

Development Support Program (DSP)

Citizenship

$130,000

$130K government contribution (single applicant). Additional fees for family members.

Processing

1-3 months

Stay Requirement

None

Visa Duration

Citizenship (permanent)

Work Rights

Yes

Citizenship Path

Direct

Visa-Free Countries

88

  • World's fastest CBI (approvals routinely in 30-60 days, some in 3 weeks)
  • Zero-tax jurisdiction: no income, corporate, capital gains, or inheritance tax
  • Schengen access revoked March 2022; UK requires a Standard Visitor visa
Bahrain

Self-Sponsorship (Investor/Property Owner)

Residency

$133,000

Two variants: BHD 100,000+ (~$266,000) in share ownership of a Bahraini enterprise, or BHD 50,000+ (~$133,000) in Bahraini property plus stable income of BHD 500+/month. Administered by the Ministry of Interior's Nationality, Passports and Residence Affairs directorate.

Processing

Approximately 40 working days

Stay Requirement

None

Visa Duration

2, 5, or 10 years (renewable, fee scales with duration)

Work Rights

Yes

Citizenship Path

No direct path (Bahrain does not offer citizenship by investment)

Visa-Free Countries

87

  • Lowest published entry cost of any Gulf residency program on this site (from ~$133,000)
  • Official ~40 working day processing estimate, among the most specific published in the Gulf
  • Predates the Golden Residency brand; distinct administrative channel
Costa Rica

Investor Residency

Residency

$150,000

$150K+ in real estate (must be in applicant's personal name), business investment, private equity funds, shares, securities, or sustainable tourism projects. Note: $150K is a temporary threshold (reduced from $200K under Law No. 9996); may revert to $200K if not extended past mid-2026.

Processing

3-6 months

Stay Requirement

Visit once/year minimum

Visa Duration

2 years (renewable, PR after 3 years)

Work Rights

No

Citizenship Path

7 years

Visa-Free Countries

153

  • Territorial tax โ€” foreign income fully exempt
  • No military since 1948 โ€” one of Latin America's most stable democracies
  • Permanent residency available after 3 years of actual residence
Dominica

Citizenship by Investment

Citizenship

$200,000

$200K donation to Economic Diversification Fund or $200K+ real estate (3-year hold).

Processing

3-4 months

Stay Requirement

None

Visa Duration

Citizenship (permanent)

Work Rights

Yes

Citizenship Path

Direct

Visa-Free Countries

145

  • Most affordable CBI globally
  • No residency or visit requirement
  • No interview required
Panama

Friendly Nations Visa

Residency

$200,000

$200K+ in Panamanian real estate or 3-year Certificate of Deposit in a Panamanian bank. Alternatively, employment with a Panamanian company qualifies. Provisional residency within ~72 hours, permanent residency after 2 years. Available to 50+ eligible nationalities including US, UK, EU, and most Commonwealth countries.

Processing

3-6 months

Stay Requirement

Visit every 2 years

Visa Duration

Permanent Residence

Work Rights

Yes

Citizenship Path

5 years

Visa-Free Countries

143

  • Territorial tax โ€” zero tax on all foreign-source income
  • USD-based economy โ€” no currency risk for dollar-denominated wealth
  • Provisional residency granted in ~72 hours
Qatar

Residence Permit (Real Estate Investment)

Residency

$200,000

QAR 730,000+ (~$200,000, QAR/USD peg 3.64) in approved freehold real estate within designated investment zones (The Pearl-Qatar, Lusail, West Bay Lagoon, and similar Cabinet-approved areas). Renewable residence permit tied to continued ownership of the qualifying property.

Processing

Days to a few weeks once the property purchase is registered

Stay Requirement

Approximately 90 days/year, continuous or intermittent, to keep the permit renewable

Visa Duration

Renewable for as long as the qualifying property is held

Work Rights

Yes

Citizenship Path

No (Qatar does not offer citizenship by investment)

Visa-Free Countries

118

  • Fast-track issuance: residency and title can follow within days of a registered purchase
  • No employer sponsorship required; residency is tied to the property, not a job
  • Access to public healthcare and education for the primary holder and dependants
Saudi Arabia

Premium Residency (Unlimited/Direct Payment)

Residency

$213,000

One-time government fee of SAR 800,000 (~$213,000, SAR/USD peg 3.75). No underlying investment required. Grants permanent residency for life with no annual renewal. A limited-duration alternative exists at SAR 100,000/year (~$27,000), renewable annually.

Processing

2-6 months

Stay Requirement

None

Visa Duration

Permanent (lifetime, no renewal required)

Work Rights

Yes

Citizenship Path

No direct path (Saudi Arabia does not offer citizenship by investment)

Visa-Free Countries

102

  • No local sponsor (kafeel) required to live, work, or invest in Saudi Arabia
  • Exempt from the expatriate levy charged on standard residence permits and dependants
  • One-time SAR 800,000 fee with no annual renewal for the unlimited route
Antigua and Barbuda

Citizenship by Investment

Citizenship

$230,000

$230K donation to National Development Fund (covers family of up to 4 at same price, unique among Caribbean CBI). Or $260K University of the West Indies Fund (family of up to 6, one member enrolled, inclusive of processing fees). Or $300K+ real estate (5-year hold, joint investment option: two families invest $200K each in same property). Or $1.5M direct business investment.

Processing

3-6 months

Stay Requirement

5 days in first 5 years

Visa Duration

Citizenship (permanent)

Work Rights

Yes

Citizenship Path

Direct

Visa-Free Countries

154

  • Family of 4 covered at same $230K donation price (best family value in Caribbean CBI)
  • Only Caribbean CBI with any residency requirement (just 5 days in 5 years)
  • UK access via Electronic Travel Authorisation (ETA, ยฃ20, valid 2 years)
Grenada

Citizenship by Investment

Citizenship

$235,000

$235K donation to National Transformation Fund (single applicant or family of up to 4), or $270K+ shared real estate (+$50K NTF), or $350K+ sole ownership real estate (+$50K NTF).

Processing

4-6 months

Stay Requirement

None

Visa Duration

Citizenship (permanent)

Work Rights

Yes

Citizenship Path

Direct

Visa-Free Countries

147

  • E-2 treaty with US (can apply for US investor visa)
  • Only Caribbean CBI with US E-2 access
  • Visa-free access to China and Russia
St Lucia

Citizenship by Investment

Citizenship

$240,000

$240K donation to National Economic Fund (single applicant; $300K for family of 4). Or $300K+ approved real estate (5-year hold). Or $300K+ government bond (non-interest-bearing, 5-year hold, plus administration fee set by the CIU). Or enterprise investment from $3.5M (3+ jobs created).

Processing

3-4 months

Stay Requirement

None

Visa Duration

Citizenship (permanent)

Work Rights

Yes

Citizenship Path

Direct

Visa-Free Countries

144

  • UK: full Standard Visitor visa required (added to UK visa national list April 2026)
  • Schengen visa-free; 144 countries total (Henley March 2026)
  • Only Caribbean CBI with a capital-recoverable bond route
St Kitts and Nevis

Citizenship by Investment

Citizenship

$250,000

$250K Sustainable Island State Contribution (SISC, flat rate for family of up to 4). Real estate: $325K+ (Developer's Real Estate, 7-year hold) or $600K+ (Private Real Estate, 7-year hold).

Processing

3-6 months

Stay Requirement

None (genuine-link due diligence required)

Visa Duration

Citizenship (permanent)

Work Rights

Yes

Citizenship Path

Direct

Visa-Free Countries

155

  • No mandatory physical residency requirement for citizenship
  • Genuine-link principle enforced: enhanced due diligence, background checks, no illicit ties (CARICOM 2024 agreement)
  • Oldest CBI program (since 1984)
Italy

Investor Visa

Residency

โ‚ฌ250,000

โ‚ฌ250K in qualifying innovative startup (registered, <5 years old, <โ‚ฌ5M revenue), โ‚ฌ500K in Italian company (SME or larger), โ‚ฌ1M philanthropic donation, or โ‚ฌ2M in government bonds. Startup route is most popular entry point.

Processing

3-6 months

Stay Requirement

Must maintain Italian tax residency (183+ days/year or centre of vital interests in Italy)

Visa Duration

2 years (renewable)

Work Rights

Yes

Citizenship Path

10 years

Visa-Free Countries

191

  • Lowest EU investor visa entry point at โ‚ฌ250K (startup route)
  • Flat tax regime: โ‚ฌ300K/year on all foreign income (up to 15 years)
  • Path to EU citizenship and passport after 10 years
Egypt

Citizenship by Investment

Citizenship

$250,000

$250K+ real estate or $300K+ government treasury deposit (refundable after 5 years).

Processing

6-12 months

Stay Requirement

None

Visa Duration

Citizenship (permanent)

Work Rights

Yes

Citizenship Path

Direct

Visa-Free Countries

53

  • Affordable entry point for CBI
  • Property investment qualifies
  • Treasury deposit is refundable
Hungary

Guest Investor Program (Golden Visa)

Residency

โ‚ฌ250,000

โ‚ฌ250K in HNB-approved residential real estate fund (40%+ of NAV in Hungarian residential property, 5-year minimum hold). Or โ‚ฌ1M non-refundable donation to a public interest trust supporting Hungarian higher education. Direct real estate route removed January 2025.

Processing

3-6 months

Stay Requirement

Must maintain investment

Visa Duration

10 years (renewable)

Work Rights

Yes

Citizenship Path

8 years + language exam

Visa-Free Countries

188

  • Lowest-cost EU Golden Visa entry point at โ‚ฌ250K (fund route)
  • 10-year renewable permit โ€” longest duration in EU
  • Flat 15% personal income tax, 9% corporate tax (lowest in EU)
Belize

Investor Residency

Residency

$250,000

$250K+ real estate investment.

Processing

3-6 months

Stay Requirement

Approximately 1 visit per year (not strictly quantified in statute)

Visa Duration

Permanent

Work Rights

Yes

Citizenship Path

5 years

Visa-Free Countries

96

  • Only English-speaking country in Central America โ€” common law legal system
  • No capital gains tax on any asset class
  • Territorial tax โ€” all foreign income exempt
Cyprus

Permanent Residence Permit

Residency

โ‚ฌ300,000

Property purchase (โ‚ฌ300K+ new build from developer).

Processing

2-3 months

Stay Requirement

Visit once every 2 years

Visa Duration

Permanent

Work Rights

No

Citizenship Path

7 years (by naturalization)

Visa-Free Countries

176

  • 12.5% corporate tax, no inheritance tax, 15-year non-dom regime
  • โ‚ฌ50,000/year foreign-source income required (plus โ‚ฌ15,000 per dependent)
  • Fast processing
Bahrain

Golden Residency (Real Estate)

Residency

$345,000

BHD 130,000+ (~$345,000, BHD/USD peg 2.66) in Bahraini freehold real estate. Reduced from BHD 200,000 in 2025. Grants a 10-year renewable residency permit with work rights and family reunification.

Processing

Not officially published

Stay Requirement

None published

Visa Duration

10 years (renewable)

Work Rights

Yes

Citizenship Path

No direct path (Bahrain does not offer citizenship by investment)

Visa-Free Countries

87

  • Lowest-cost Gulf real estate residency route on this site since the 2025 threshold reduction
  • 10-year renewable permit with no published minimum-stay requirement
  • Zero personal income tax
Greece

Golden Visa

Residency

โ‚ฌ400,000

Property: โ‚ฌ400K standard zones, โ‚ฌ800K prime zones (Athens, Thessaloniki, Mykonos, Santorini, islands with population >3,100). โ‚ฌ250K for commercial-to-residential conversions only. Also bank deposits (โ‚ฌ500K), gov bonds (โ‚ฌ500K), funds (โ‚ฌ350K).

Processing

2-3 months

Stay Requirement

No minimum stay

Visa Duration

5 years (renewable)

Work Rights

No

Citizenship Path

7 years

Visa-Free Countries

188

  • Broadest family inclusion in EU (parents + in-laws of both partners)
  • No stay requirement
  • Schengen access
Turkey

Citizenship by Investment

Citizenship

$400,000

Property purchase ($400K+) or bank deposit ($500K+) or government bonds ($500K+).

Processing

6-12 months

Stay Requirement

None

Visa Duration

Citizenship (permanent)

Work Rights

Yes

Citizenship Path

Direct

Visa-Free Countries

113

  • Strategic location (Europe/Asia bridge)
  • E-2 treaty with US
  • Property can be sold after 3 years
Switzerland

Lump-Sum Taxation Residence

Residency

CHF 450,000

CHF 450K+ annual tax payment (lump-sum taxation based on living expenses, not income). Varies by canton.

Processing

3-6 months

Stay Requirement

Must reside in Switzerland

Visa Duration

1 year (renewable)

Work Rights

No

Citizenship Path

10 years (12 years for non-EU nationals)

Visa-Free Countries

191

  • Tax based on living expenses, not actual income โ€” ideal for very high earners
  • CHF 450K+ annual minimum tax payment โ€” not a fixed investment
  • Cantons Vaud, Valais, Geneva, Ticino offer lump-sum; Zurich and Basel abolished it
Jordan

Citizenship by Investment

Citizenship

$490,000

Framework reformed July 2025; all passive treasury-bond routes eliminated. Five active citizenship routes (thresholds in JOD; approximate USD conversions at 2026 rates): Existing Project retroactive recognition JOD 350K-700K (~USD 490K-990K); New Project with 10-20 Jordanian jobs JOD 500K-700K (~USD 700K-990K); Share Purchase in Jordanian companies JOD 1M (~USD 1.4M, 3-year profit lock-up); Sector-Specific in pharmaceuticals/logistics/priority sectors up to JOD 3M (~USD 4.2M); Employment-Only (no capital floor) with 100-150 Jordanian national hires. Annual cap of 500 approvals across all routes.

Processing

3-6 months

Stay Requirement

None specified

Visa Duration

Citizenship (permanent)

Work Rights

Yes

Citizenship Path

Direct

Visa-Free Countries

49

  • July 2025 reform eliminated all passive routes; citizenship now requires active investment or job creation
  • Approximately 49 countries visa-free (Henley 2026, rank 83), chosen for regional business access, not mobility
  • Dual citizenship recognised (no renunciation of existing nationality required)
Portugal

Golden Visa (ARI)

Residency

โ‚ฌ500,000

Qualifying investment fund (โ‚ฌ500K min, 60%+ allocated to Portugal-based companies, 5-year lock-up). Also: โ‚ฌ250,000 standard contribution to Portuguese cultural heritage, artistic production, or national scientific research (Law 56/2023). Reduced to โ‚ฌ200,000 for projects in low-population-density regions including Azores, Madeira, and interior NUTS III areas. โ‚ฌ1.5M capital transfer. Job creation (10 positions). Property route closed Oct 2023.

Processing

12-18 months

Stay Requirement

7 days/year average

Visa Duration

2 years (renewable)

Work Rights

Yes

Citizenship Path

10 years (7 for EU/CPLP nationals)

Visa-Free Countries

191

  • Only 7 days/year physical presence required
  • EU citizenship in 10 years (7 for EU/CPLP nationals) โ€” near-zero physical presence
  • IFICI flat tax regime (20% on qualifying PT income, 10 years)
Monaco

Residence Permit (Carte de Sรฉjour)

Residency

โ‚ฌ500,000

Minimum ~โ‚ฌ500K bank deposit with a Monaco-licensed bank (bank-set threshold, not legislated). Secure housing in Monaco (rental ~โ‚ฌ3,000-5,000/month minimum for a studio; purchase typically โ‚ฌ3M+ for a one-bedroom). Proof of financial self-sufficiency, clean criminal record, and private health insurance required.

Processing

2-6 months

Stay Requirement

Genuine residence required (no hard day-count in law; renewal requires demonstrated actual presence)

Visa Duration

1 year (renewable)

Work Rights

No

Citizenship Path

10 years (application to the Prince; dual citizenship not permitted at naturalisation)

Visa-Free Countries

  • Zero income tax since 1869 (French nationals excepted under 1963 bilateral convention)
  • Bank deposit is your money in your account, not a fee, but bank sets the floor at ~โ‚ฌ500K
  • Housing cost is the real barrier: Monaco is the world's most expensive real estate per sqm
Bulgaria

Investor Residence Permit

Residency

โ‚ฌ512,000

โ‚ฌ512K+ investment in Bulgarian government bonds, business, or designated projects.

Processing

3-6 months

Stay Requirement

Must maintain investment

Visa Duration

1 year (renewable, PR after 5 years)

Work Rights

Yes

Citizenship Path

5 years (PR), then citizenship after additional residency

Visa-Free Countries

175

  • Lowest flat tax in the EU โ€” 10% personal and 10% corporate
  • Joined Air Schengen 2024 โ€” full land border Schengen access pending
  • EU citizenship path โ€” one of Europe's lowest-cost routes to an EU passport
Oman

Investor Residency: Tier Two

Residency

$650,000

OMR 250,000+ (~$650,000) in real estate (typically within an Integrated Tourism Complex), an operating Omani company, or a combination. Grants a 5-year renewable residency permit.

Processing

Reported 3-6 weeks (not an official published SLA)

Stay Requirement

None published

Visa Duration

5 years (renewable)

Work Rights

Yes

Citizenship Path

No direct path (Oman does not offer citizenship by investment)

Visa-Free Countries

85

  • Lower entry point than Tier One, with the option to scale up on renewal
  • Real estate, company investment, or combined routes accepted
  • Zero personal income tax today; 5% tax on residents above OMR 42,000/year from 2028
United States

EB-5 Immigrant Investor Program

Residency

$800,000

$800K in targeted employment area (TEA) or $1.05M standard. Must create/preserve 10+ full-time jobs.

Processing

12-24 months

Stay Requirement

Must reside in US

Visa Duration

Green card (permanent)

Work Rights

Yes

Citizenship Path

5 years (after green card)

Visa-Free Countries

186

  • Only investment route to a US green card and eventual citizenship
  • TEA threshold: $800K (vs $1.05M standard) โ€” most invest through regional centres
  • US taxes worldwide income permanently from green card issuance โ€” irreversible
Andorra

Passive Residence Permit

Residency

โ‚ฌ1,000,000

โ‚ฌ1M minimum investment in Andorran assets (real estate, shares, or bank deposits) + โ‚ฌ50K government deposit under 2026 regulations. Alternative: โ‚ฌ400K via the Andorran Housing Fund.

Processing

2-3 months

Stay Requirement

90 days/year

Visa Duration

1 year (renewable)

Work Rights

No

Citizenship Path

20 years

Visa-Free Countries

  • Residency only โ€” no Andorran passport; your home-country passport continues to govern travel
  • Zero tax on foreign-source income โ€” Andorran income taxed at max 10%
  • Only 90 days/year physical presence needed
El Salvador

Freedom Visa (Bitcoin Passport)

Citizenship

$1,000,000

$1M contribution (can be paid in Bitcoin or USD).

Processing

2-3 months

Stay Requirement

None

Visa Duration

Citizenship (permanent)

Work Rights

Yes

Citizenship Path

Direct

Visa-Free Countries

134

  • First Bitcoin-accepting CBI program
  • 100% online, no visit required
  • No capital gains tax on Bitcoin
Qatar

Permanent Residency (Real Estate Investment)

Residency

$1,000,000

QAR 3,650,000+ (~$1,000,000) in approved freehold real estate. Grants a Permanent Residency Card valid for 5 years and renewable, subject to continued compliance. Law No. 10 of 2018 caps total Permanent Residency Card issuance at 100/year (children of Qatari mothers excluded); legal sources differ on whether investor approvals draw from this general cap or a separate allocation.

Processing

Several months: reviewed by a Ministry of Interior committee with no published standard timeline

Stay Requirement

No minimum-presence requirement published for this tier in available legal guidance

Visa Duration

5 years (renewable)

Work Rights

Yes

Citizenship Path

No (Qatar does not offer citizenship by investment)

Visa-Free Countries

118

  • Broader rights than the renewable residence permit: business ownership, banking, investment access
  • 5-year Permanent Residency Card, renewable subject to compliance
  • Spouse and children under 18 (up to 25 if in full-time education) included
Saudi Arabia

Premium Residency (Real Estate Owner Route)

Residency

$1,070,000

SAR 4,000,000+ (~$1.07M) in mortgage-free Saudi real estate, free of any financing encumbrance. Opened to foreign buyers across most major Saudi cities under the property ownership law that took effect January 2026.

Processing

2-6 months

Stay Requirement

None

Visa Duration

Tied to continued property ownership (renewable)

Work Rights

Yes

Citizenship Path

No direct path (Saudi Arabia does not offer citizenship by investment)

Visa-Free Countries

102

  • Foreign freehold ownership across most major Saudi cities since January 2026
  • Property must be mortgage-free and unencumbered at qualifying value
  • No local sponsor required; residency rights independent of employer
Oman

Investor Residency: Tier One

Residency

$1,300,000

OMR 500,000+ (~$1.3M, OMR/USD peg 2.60) in real estate (typically within an Integrated Tourism Complex), an operating Omani company, or a combination. Relaunched under this structure 31 August 2025 via Invest Oman. Grants a 10-year renewable residency permit.

Processing

Reported 3-6 weeks (not an official published SLA)

Stay Requirement

None published

Visa Duration

10 years (renewable)

Work Rights

Yes

Citizenship Path

No direct path (Oman does not offer citizenship by investment)

Visa-Free Countries

85

  • 10-year renewable permit, longest duration among the Gulf entry-tier investor routes on this site
  • Real estate, company investment, or combined routes accepted
  • Zero personal income tax today; 5% tax on residents above OMR 42,000/year from 2028
UAE

Golden Visa

Residency

AED2,000,000

Property: AED 2M+ (equity portion, no 50% threshold since Feb 2026 โ€” off-plan and mortgaged accepted). Or: AED 2M+ public investment/deposits. Entrepreneurs: AED 500K+ in approved startup. Expanded categories include content creators, educators, nurses (15+ years), e-sports professionals.

Processing

1-3 months

Stay Requirement

None (can stay outside UAE without visa cancellation)

Visa Duration

10 years (renewable)

Work Rights

Yes

Citizenship Path

No direct path (UAE does not offer CBI)

Visa-Free Countries

183

  • Zero personal income tax โ€” no employment, investment, or capital gains tax
  • Off-plan and mortgaged property now qualify (rule change Feb 2026)
  • Can sponsor unlimited family members including adult children
New Zealand

Active Investor Plus

Residency

NZD 5,000,000

Growth category: NZD 5M+ in approved managed funds or NZ business direct investment, held 3 years (21 days/year stay). Balanced category: NZD 10M+ in mixed investments including bonds and new residential property, held 5 years (105 days/year stay). Both restructured April 2025.

Processing

6-12 months

Stay Requirement

21 days/3 years (Growth) or 105 days/5 years (Balanced)

Visa Duration

4 years (leads to PR)

Work Rights

Yes

Citizenship Path

5 years

Visa-Free Countries

189

  • Two-tier structure since April 2025 โ€” Growth (NZD 5M) or Balanced (NZD 10M)
  • Growth category: only 21 days presence over 3-year investment term
  • No capital gains tax on shares or portfolio investments
South Africa

Business/Investment Visa

Residency

ZAR 5,000,000

ZAR 5M (~$270K USD) in a South African business.

Processing

3-12 months

Stay Requirement

Must reside

Visa Duration

3 years (renewable, leads to PR)

Work Rights

Yes

Citizenship Path

10 years (5 years to PR, then 5 years to citizenship)

Visa-Free Countries

106

  • ZAR 5M (~$270K USD) โ€” among lowest investment thresholds for a direct PR pathway globally
  • Africa's largest and most diversified economy โ€” gateway to continental markets
  • GMT+2 timezone โ€” convenient for Europe-facing business operations
Singapore

Global Investor Programme (GIP)

Residency

SGD 10,000,000

Option A: SGD 10M into new/existing Singapore business (30+ employees, 50%+ Singaporean). Option B: SGD 25M into EDB-approved fund investing in Singapore companies. Option C: Single Family Office with SGD 200M AUM, SGD 50M deployed locally. Application fee SGD 20,000 (from May 2025).

Processing

6-12 months

Stay Requirement

Must be based in Singapore

Visa Duration

Permanent Residence

Work Rights

Yes

Citizenship Path

2 years (eligible to apply after PR)

Visa-Free Countries

195

  • World's strongest passport by visa-free access (195 countries)
  • Grants PR directly โ€” no provisional period
  • Citizenship eligible after just 2 years of PR
Hong Kong

Capital Investment Entrant Scheme (CIES)

Residency

HKD 30,000,000

HKD 30M (~$3.8M USD) in permissible financial assets. No property.

Processing

6-12 months

Stay Requirement

Must ordinarily reside in HK

Visa Duration

2 years (renewable, leads to PR at 7 years)

Work Rights

Yes

Citizenship Path

7 years (permanent residency)

Visa-Free Countries

171

  • No capital gains tax, no dividend tax, no estate duty โ€” territorial tax system
  • HKD 30M threshold (up from HKD 10M) โ€” property excluded, financial assets only
  • Relaunched 2024 after 9-year suspension (2015โ€“2024)
South Africa

Financially Independent Person Permit

Residency

ZAR 37,000,000

Proof of net worth of ZAR 37M (~$2M USD). No active business requirement.

Processing

6-12 months

Stay Requirement

Must reside

Visa Duration

4 years (renewable, leads to PR)

Work Rights

No

Citizenship Path

10 years (5 years to PR, then 5 years to citizenship)

Visa-Free Countries

106

  • Net-worth-based, no active business or employment required
  • ZAR 37M (~$2M USD) threshold targets HNW retirees and passive investors
  • Path to PR after maintaining status for 5 years

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