African CBI vs Caribbean CBI Programs Compared

African and Caribbean CBI programs target different investor profiles. Caribbean programs (5 countries, $200K-$250K) offer stronger passports with 144-157 visa-free countries, established track records, and Schengen/UK access. African programs (Sao Tome and Sierra Leone, $90K-$100K) cost significantly less but provide fewer visa-free destinations (61-64 countries) and are newer with developing reputations. Egypt's CBI at $250,000 sits between the two in both cost and passport strength. The choice depends on whether passport strength or affordability is the priority.

Programs

8

Countries

8

Types

CBI

From

$90,000

Key Takeaways

  • African CBI: $90K-$250K, 53-64 visa-free countries, newer programs
  • Caribbean CBI: $200K-$250K, 144-157 visa-free countries, established since 1984
  • Caribbean passports grant Schengen and UK access; African passports do not
  • Sao Tome and Sierra Leone are 50-60% cheaper than Caribbean options

All Programs at a Glance

Sorted by minimum investment. Click any country to explore in detail.

Country Program Type Min. Investment Processing Citizenship Path
🇸🇹 São Tomé and Príncipe Citizenship by Investment CBI $90,000 2-3 months Direct
🇸🇱 Sierra Leone Citizenship by Investment CBI $100,000 2-3 months Direct
🇩🇲 Dominica Citizenship by Investment CBI $200,000 3-4 months Direct
🇦🇬 Antigua and Barbuda Citizenship by Investment CBI $230,000 3-6 months Direct
🇬🇩 Grenada Citizenship by Investment CBI $235,000 4-6 months Direct
🇱🇨 St Lucia Citizenship by Investment CBI $240,000 3-4 months Direct
🇰🇳 St Kitts and Nevis Citizenship by Investment CBI $250,000 3-6 months Direct
🇪🇬 Egypt Citizenship by Investment CBI $250,000 6-12 months Direct

Explore Each Program

Detailed cards with investment requirements, timelines, and key benefits.

São Tomé and Príncipe

Citizenship by Investment

Citizenship

$90,000

$90K donation to National Transformation Fund (single applicant). $95K for families of 2-4. Total cost with fees ~$105K.

Processing

2-3 months

Stay Requirement

None

Visa Duration

Citizenship (permanent)

Work Rights

Yes

Citizenship Path

Direct

Visa-Free Countries

61

  • Cheapest CBI program globally ($90K)
  • Fastest processing (as little as 6 weeks)
  • CPLP member: fast-track to Portuguese/Brazilian residency
Sierra Leone

Citizenship by Investment

Citizenship

$100,000

$100K Heritage track (African descent) or $140K standard track contribution. Total cost with fees approximately $117K–$157K depending on track.

Processing

2-3 months

Stay Requirement

None

Visa Duration

Citizenship (permanent)

Work Rights

Yes

Citizenship Path

Direct

Visa-Free Countries

64

  • Two tracks: $100K Heritage (African descent) or $140K standard
  • Fully remote, no visit required
  • Fast processing (2 months)
Dominica

Citizenship by Investment

Citizenship

$200,000

$200K donation to Economic Diversification Fund or $200K+ real estate (3-year hold).

Processing

3-4 months

Stay Requirement

None

Visa Duration

Citizenship (permanent)

Work Rights

Yes

Citizenship Path

Direct

Visa-Free Countries

145

  • Most affordable CBI globally
  • No residency or visit requirement
  • No interview required
Antigua and Barbuda

Citizenship by Investment

Citizenship

$230,000

$230K donation to National Development Fund (covers family of up to 4 at same price, unique among Caribbean CBI). Or $260K University of the West Indies Fund (family of up to 6, one member enrolled, inclusive of processing fees). Or $300K+ real estate (5-year hold, joint investment option: two families invest $200K each in same property). Or $1.5M direct business investment.

Processing

3-6 months

Stay Requirement

5 days in first 5 years

Visa Duration

Citizenship (permanent)

Work Rights

Yes

Citizenship Path

Direct

Visa-Free Countries

154

  • Family of 4 covered at same $230K donation price (best family value in Caribbean CBI)
  • Only Caribbean CBI with any residency requirement (just 5 days in 5 years)
  • UK access via Electronic Travel Authorisation (ETA, £20, valid 2 years)
Grenada

Citizenship by Investment

Citizenship

$235,000

$235K donation to National Transformation Fund (single applicant or family of up to 4), or $270K+ shared real estate (+$50K NTF), or $350K+ sole ownership real estate (+$50K NTF).

Processing

4-6 months

Stay Requirement

None

Visa Duration

Citizenship (permanent)

Work Rights

Yes

Citizenship Path

Direct

Visa-Free Countries

147

  • E-2 treaty with US (can apply for US investor visa)
  • Only Caribbean CBI with US E-2 access
  • Visa-free access to China and Russia
St Lucia

Citizenship by Investment

Citizenship

$240,000

$240K donation to National Economic Fund (single applicant; $300K for family of 4). Or $300K+ approved real estate (5-year hold). Or $300K+ government bond (non-interest-bearing, 5-year hold, plus administration fee set by the CIU). Or enterprise investment from $3.5M (3+ jobs created).

Processing

3-4 months

Stay Requirement

None

Visa Duration

Citizenship (permanent)

Work Rights

Yes

Citizenship Path

Direct

Visa-Free Countries

144

  • UK: full Standard Visitor visa required (added to UK visa national list April 2026)
  • Schengen visa-free; 144 countries total (Henley March 2026)
  • Only Caribbean CBI with a capital-recoverable bond route
St Kitts and Nevis

Citizenship by Investment

Citizenship

$250,000

$250K Sustainable Island State Contribution (SISC, flat rate for family of up to 4). Real estate: $325K+ (Developer's Real Estate, 7-year hold) or $600K+ (Private Real Estate, 7-year hold).

Processing

3-6 months

Stay Requirement

None (genuine-link due diligence required)

Visa Duration

Citizenship (permanent)

Work Rights

Yes

Citizenship Path

Direct

Visa-Free Countries

157

  • No mandatory physical residency requirement for citizenship
  • Genuine-link principle enforced: enhanced due diligence, background checks, no illicit ties (CARICOM 2024 agreement)
  • Oldest CBI program (since 1984)
Egypt

Citizenship by Investment

Citizenship

$250,000

$250K+ real estate or $300K+ government treasury deposit (refundable after 5 years).

Processing

6-12 months

Stay Requirement

None

Visa Duration

Citizenship (permanent)

Work Rights

Yes

Citizenship Path

Direct

Visa-Free Countries

53

  • Affordable entry point for CBI
  • Property investment qualifies
  • Treasury deposit is refundable

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