Residency by Investment Programs in Asia

Asia's residency by investment landscape spans the full spectrum from accessible retirement-style programs to ultra-high-net-worth thresholds. Malaysia's MM2H offers three tiers starting at approximately $150,000 in fixed deposits. Thailand's Long-Term Resident visa targets wealthy individuals and remote workers with a $500,000 threshold. Cambodia provides one of the region's most accessible entry points at $100,000. At the other end, Singapore's Global Investor Programme requires a $10 million commitment, and Hong Kong's Capital Investment Entrant Scheme sets the bar at $30 million. None of the Asian programs listed here offer a direct path to citizenship, but several provide indefinite renewal rights and, in some cases, permanent residency eligibility after sustained residence.

Countries

6

Programs

9

Program Types

RBI

From

$100,000

Key Takeaways

  • No programs in this region offer direct citizenship by investment
  • Investment range: $100K (Cambodia) to $30M (Hong Kong)
  • Malaysia MM2H offers the most tiered structure (Silver/Gold/Platinum)
  • Most programs require minimum annual stay of 90+ days

All Asia Programs at a Glance

Sorted by minimum investment. Click any country to explore in detail.

Country Program Type Min. Investment Processing Citizenship Path
🇰🇭 Cambodia Cambodia My Second Home (CM2H) RBI $100,000 4-6 months 5 years (by naturalization under 1996 Nationality Law)
🇲🇾 Malaysia MM2H Silver RBI $150,000 2-3 months No direct path
🇲🇾 Malaysia Premium Visa Programme (PVIP) RBI $215,000 4-6 weeks No direct path
🇮🇩 Indonesia Golden Visa RBI $350,000 1-3 months No direct path
🇲🇾 Malaysia MM2H Gold RBI $500,000 3 months No direct path
🇹🇭 Thailand Long-Term Resident Visa (LTR) RBI $500,000 2-3 months No direct path
🇲🇾 Malaysia MM2H Platinum RBI $1,000,000 3 months No direct path
🇸🇬 Singapore Global Investor Programme (GIP) RBI SGD 10,000,000 6-12 months 2 years (eligible to apply after PR)
🇭🇰 Hong Kong Capital Investment Entrant Scheme (CIES) RBI HKD 30,000,000 6-12 months 7 years (permanent residency)

Explore Each Program

Detailed cards with investment requirements, timelines, and key benefits.

Cambodia

Cambodia My Second Home (CM2H)

Residency

$100,000

$100K+ in approved real estate project (government-approved developments only, including residential and mixed-use in Phnom Penh). Includes KHCA membership fee. Total cost typically $50K–$100K depending on chosen project. Work rights included from day one.

Processing

4-6 months

Stay Requirement

Minimal

Visa Duration

10 years

Work Rights

Yes

Citizenship Path

5 years (by naturalization under 1996 Nationality Law)

Visa-Free Countries

54

  • USD de facto currency — eliminates exchange rate risk for dollar investors
  • Citizenship eligible after 5 years — fastest path to SE Asian passport
  • Work rights included — unlike some competing programs
Hong Kong

Capital Investment Entrant Scheme (CIES)

Residency

HKD 30,000,000

HKD 30M (~$3.8M USD) in permissible financial assets. No property.

Processing

6-12 months

Stay Requirement

Must ordinarily reside in HK

Visa Duration

2 years (renewable, leads to PR at 7 years)

Work Rights

Yes

Citizenship Path

7 years (permanent residency)

Visa-Free Countries

171

  • No capital gains tax, no dividend tax, no estate duty — territorial tax system
  • HKD 30M threshold (up from HKD 10M) — property excluded, financial assets only
  • Relaunched 2024 after 9-year suspension (2015–2024)
Indonesia

Golden Visa

Residency

$350,000

Passive investor (individual): $350K for 5-year visa or $700K+ for 10-year visa in government bonds, public company shares, or bank deposits. Entrepreneur (establishing company): $2.5M (5-year) or $5M (10-year). No property purchase option — financial instruments only.

Processing

1-3 months

Stay Requirement

No physical presence requirement

Visa Duration

5-10 years

Work Rights

Yes

Citizenship Path

No direct path

Visa-Free Countries

78

  • No residency requirement — full 5 or 10-year validity without presence
  • Entry-level passive investor route starts at $350K (5-year)
  • 5-year visa upgradeable to 10-year by meeting higher threshold
Malaysia

MM2H Silver

Residency

$150,000

RM 500K fixed deposit in Malaysian bank + mandatory property purchase RM 600K+. Proof of RM 1.5M liquid assets and RM 40K/month offshore income required. Up to 50% FD withdrawal allowed after 1 year for property, healthcare, or education.

Processing

2-3 months

Stay Requirement

90 days/year

Visa Duration

5 years (renewable)

Work Rights

No

Citizenship Path

No direct path

Visa-Free Countries

180

  • Property purchase mandatory — minimum RM 600K
  • Cannot work or do business in Malaysia
  • RM 40K/month offshore income required
Malaysia

MM2H Gold

Residency

$500,000

RM 1M fixed deposit in Malaysian bank + mandatory property purchase RM 1M+. Proof of RM 1.5M liquid assets and RM 50K/month offshore income required. Up to 50% FD withdrawal allowed after 1 year for approved purposes.

Processing

3 months

Stay Requirement

90 days/year

Visa Duration

15 years (5-year renewal cycles)

Work Rights

No

Citizenship Path

No direct path

Visa-Free Countries

180

  • 15-year visa — longest among MM2H tiers after Platinum
  • Property purchase mandatory — minimum RM 1M
  • RM 50K/month offshore income required
Malaysia

MM2H Platinum

Residency

$1,000,000

USD 1,000,000 fixed deposit in Malaysian bank (approx. RM 4.4M-4.7M depending on exchange rate) + mandatory property purchase RM 2M+ + participation fee RM 200K. Proof of RM 1.5M liquid assets and RM 60K/month offshore income required. Work and business rights included.

Processing

3 months

Stay Requirement

90 days/year

Visa Duration

20 years (5-year renewal cycles)

Work Rights

Yes

Citizenship Path

No direct path

Visa-Free Countries

180

  • Full work and business rights (only MM2H tier with this)
  • 20-year visa, longest of all MM2H tiers
  • USD 1M fixed deposit + RM 2M property + RM 200K participation fee
Malaysia

Premium Visa Programme (PVIP)

Residency

$215,000

RM 1,000,000 fixed deposit in Malaysian bank (approx. USD 215K; up to 50% withdrawable after 6 months for approved uses). Requires RM 40K/month offshore income and proof of RM 10M+ in global assets. No property purchase required.

Processing

4-6 weeks

Stay Requirement

None specified

Visa Duration

20 years (5-year renewal cycles)

Work Rights

Yes

Citizenship Path

No direct path

Visa-Free Countries

180

  • No property purchase required — only Malaysia program with this
  • Full work, business, and directorship rights
  • 20-year renewable visa with 4-6 week processing
Singapore

Global Investor Programme (GIP)

Residency

SGD 10,000,000

Option A: SGD 10M into new/existing Singapore business (30+ employees, 50%+ Singaporean). Option B: SGD 25M into EDB-approved fund investing in Singapore companies. Option C: Single Family Office with SGD 200M AUM, SGD 50M deployed locally. Application fee SGD 20,000 (from May 2025).

Processing

6-12 months

Stay Requirement

Must be based in Singapore

Visa Duration

Permanent Residence

Work Rights

Yes

Citizenship Path

2 years (eligible to apply after PR)

Visa-Free Countries

195

  • World's strongest passport by visa-free access (195 countries)
  • Grants PR directly — no provisional period
  • Citizenship eligible after just 2 years of PR
Thailand

Long-Term Resident Visa (LTR)

Residency

$500,000

Wealthy Global Citizen: $1M+ in assets with $500K invested in Thai government bonds, real estate, or FDI. Income requirement removed for this category since Feb 2025. Wealthy Pensioner: $1M assets or $80K/year income. Work-from-Thailand professional: $80K/year income, 5 years experience.

Processing

2-3 months

Stay Requirement

Annual reporting (vs 90-day reporting for standard visas)

Visa Duration

10 years

Work Rights

Yes

Citizenship Path

No direct path

Visa-Free Countries

79

  • Four distinct categories — wealthy global citizen, pensioner, remote worker, skilled professional
  • Flat 17% income tax rate for qualifying work-from-Thailand holders
  • Foreign income brought into Thailand exempt from Thai personal income tax

Explore Other Regions

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