Data Appendix • Q2 2026
Data Appendix: The True Cost of a Golden Visa 2026
Complete fee breakdowns, confidence ratings, and source notes for all 53 programs across 38 countries.
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About This Dataset
This appendix contains all-in cost data for 53 citizenship-by-investment (CBI) and residency-by-investment (RBI) programs, compiled on a standardised five-year, single-applicant and family-of-four basis. All figures are in USD at Q2 2026 exchange rates.
Five programs are listed as closed: Bulgaria Fast-Track CBI (March 2022), Montenegro CBI (December 2022), Ireland IIP (February 2023), Spain Golden Visa (April 2025), and Malta MEIN (April 2025). Closed programs show no cost data; they are included for completeness and regulatory risk reference.
Column Definitions
Active Programs (51)
Last updated Q2 2026| Country | Program | Type | Invest. Min | Gov Fees | DD Fees | Legal Fees | 5yr Single | 5yr Family 4 | Visa-Free | Processing | Citizenship | Confidence |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Andorra | Passive Residence (Standard) | RBI | $1.1M | —‡ | —‡ | $5K–$15K | $1.1M | — | — | 3-6 months | 20 yrs | Medium |
| Antigua and Barbuda | Citizenship by Investment — NDF Donation | CBI | $230K | —‡ | $9K | $12K–$22K | $253K–$265K | $283K–$309K | 154 | 3-6 months | Direct | High |
| Austria | Financially Independent Permit | RBI | — | —‡ | —‡ | $3K–$8K | $5K–$10K | — | — | 6-12 months | 10 yrs | Medium |
| Belize | Investor Residency | RBI | $250K | —‡ | —‡ | $3K–$6K | $253K–$256K | $254K–$258K | — | 3-6 months | 5 yrs | Medium |
| Bulgaria | Investor Residence Permit — Government… | RBI | $553K | —‡ | —‡ | $3K–$8K | $553K–$560K | — | — | 3-6 months | 5 years PR | Medium |
| Cambodia | CM2H (Cambodia My Second Home) | RBI | $100K | —‡ | —‡ | $3K–$8K | $103K–$108K | — | — | 4-6 months | 5 yrs | Medium |
| Costa Rica | Inversionista (Investor Residency) | RBI | $150K | —‡ | —‡ | $2K–$5K | $154K–$158K | $156K–$162K | — | 3-6 months | 7 yrs | Medium |
| Cyprus | Permanent Residence Permit | RBI | $324K | $540 | $3K | $5K–$11K | $349K–$364K | $356K–$374K | — | 2-3 months | 7 yrs | High |
| Dominica | Citizenship by Investment — EDF Donation | CBI | $200K | —‡ | —‡ | $10K–$20K | $221K–$232K | $258K–$281K | 145 | 3-4 months | Direct | Medium |
| Egypt | Investment Residency / Citizenship — R… | CBI | $250K | $10K | —‡ | $5K–$15K | $267K–$282K | $270K–$290K | 53 | 6-12 months | Direct citizenship (5-year | High |
| El Salvador | Freedom Visa | CBI | $1.0M | $15K–$25K | —‡ | $15K–$25K | $1.0M–$1.1M | $1.0M–$1.1M | 134 | 2-3 months | Direct | High |
| Greece | Golden Visa — Prime Zone (€800K) | RBI | $864K | $2K | —‡ | $3K–$9K | $899K–$932K | $901K–$935K | — | 12-16 months | 7 yrs | High |
| Greece | Golden Visa — Standard Zone (€400K) | RBI | $432K | $2K | —‡ | $3K–$9K | $456K–$473K | $458K–$476K | — | 12-16 months | 7 yrs | High |
| Greece | Golden Visa — Conversion (€250K) | RBI | $270K | $2K | —‡ | $3K–$9K | $281K–$302K | $284K–$306K | — | 12-16 months | 7 yrs | High |
| Grenada | Citizenship by Investment — NTF Donation | CBI | $235K | $8K–$10K | —‡ | $12K–$22K | $258K–$272K | $278K–$307K | 147 | 4-6 months | Direct | High |
| Grenada | Citizenship by Investment — Real Estate | CBI | $270K | $8K–$10K | —‡ | $12K–$22K | $346K–$363K | $376K–$408K | — | 4-6 months | Direct | High |
| Hong Kong | Capital Investment Entrant Scheme (CIES) | RBI | $3.8M | —‡ | —‡ | $5K–$15K | $3.8M–$3.9M | — | — | 3-6 months | 7 years ordinary | Medium |
| Hungary | Guest Investor Programme (GIP) — Real … | RBI | $270K | —‡ | —‡ | $3K–$8K | $273K–$278K | — | — | 3-6 months | 8 yrs | Medium |
| Indonesia | Golden Visa — 5 Year (Passive) | RBI | $350K | —‡ | —‡ | $2K–$5K | $352K–$355K | — | — | 1-3 months | None | Medium |
| Ireland | Stamp 0 (Independent Means) | RBI | — | —‡ | —‡ | $3K–$8K | $5K–$11K | — | — | 4 months | 5 yrs | Medium |
| Italy | Investor Visa — Startup Route | RBI | $270K | —‡ | —‡ | $5K–$16K | $276K–$288K | — | — | 3-6 months | 10 yrs | Medium |
| Jordan | Citizenship by Investment — Share Purc… | CBI | $1.4M | —‡ | —‡ | $10K–$30K | $1.4M | — | 50 | 3-6 months | Direct | Medium |
| Latvia | Residency by Investment — Real Estate … | RBI | $270K | —‡ | —‡ | $3K–$8K | $288K–$295K | — | — | 1-3 months | 10 yrs | Medium |
| Malaysia | MM2H — Premium Tier | RBI | $1.1M | —‡ | —‡ | $2K–$5K | $1.3M | — | — | 3-6 months | None (no citizenship | Medium |
| Malaysia | MM2H — Standard Tier | RBI | $220K | —‡ | —‡ | $2K–$3K | $222K–$223K | — | — | 3-6 months | None | Medium |
| Malta | Malta Permanent Residence Programme (M… | RBI | $405K | $65K | $11K | $16K–$27K | $518K–$531K | $532K–$554K | — | 4-6 months | 5 years actual | High |
| Malta | Malta Permanent Residence Programme (M… | RBI | — | $65K | $11K | $16K–$27K | $185K–$197K | $199K–$216K | — | 4-6 months | 5 years actual | High |
| Mauritius | PDS / IRS / RES Property Scheme — Perm… | RBI | $375K | —‡ | —‡ | $5K–$15K | $399K–$428K | $400K–$430K | — | 2-4 months | None (no citizenship | Medium |
| Monaco | Carte de Séjour (Residence Permit) | RBI | — | —‡ | —‡ | $5K–$15K | $725K–$1.3M | $770K–$1.4M | — | 2-6 months | 10 yrs | Medium |
| Montenegro | Temporary Residence — Real Estate | RBI | — | —‡ | —‡ | $1K–$3K | — | — | — | 2-4 months | 10 yrs | Medium |
| Nauru | NECRCP (Economic and Climate Resilienc… | CBI | $90K | —‡ | $5K–$8K | $8K–$15K | $95K–$116K | $116K–$158K | 48 | 3-6 months | Direct | High |
| New Zealand | Active Investor Plus — Growth | RBI | $3.0M | $17K | —‡ | — | $3.1M | — | — | 6-12 months | 5 yrs | Medium |
| Panama | Friendly Nations Visa — Real Estate | RBI | $200K | $250–$500 | —‡ | $2K–$5K | $203K–$208K | $205K–$210K | — | 3-6 months (provisional in ~72 hours) | 5 yrs | High |
| Paraguay | SUACE Investor Residency — Bank Deposit | RBI | $70K | —‡ | —‡ | $2K–$5K | $73K–$77K | $76K–$82K | — | 1-3 months | 3 yrs | Medium |
| Portugal | Golden Visa (Fund Route) | RBI | $540K | $8K | —† | $11K–$22K | $568K–$578K | $579K–$599K | — | 12-18 months | 5 yrs | High |
| Portugal | D7 Passive Income Visa | RBI | — | $540 | —‡ | $3K–$5K | $6K–$9K | $8K–$13K | — | 4-8 months | 5 yrs | High |
| São Tomé and Príncipe | National Transformation Fund CBI | CBI | $90K | —‡ | $12K–$15K | $8K–$12K | $112K–$120K | $122K–$135K | 61 | 6-12 weeks | Direct | High |
| Sierra Leone | Citizenship by Investment | CBI | $140K | —‡ | —† | — | $140K | $170K | 64 | 60-90 days | Direct | Low |
| Singapore | Global Investor Programme (GIP) — Opti… | RBI | $7.4M | $15K | —‡ | $5K–$20K | $7.4M | — | — | 6-12 months | 2+ years PR | High |
| South Africa | Business / Investment Visa | RBI | $270K | —‡ | —‡ | $3K–$10K | $274K–$283K | — | — | 3-12 months | 5 yrs | Medium |
| St Kitts and Nevis | Citizenship by Investment — SISC Donat… | CBI | $250K | —‡ | —‡ | $12K–$22K | $273K–$287K | $303K–$337K | 155 | 3-6 months | Direct | Medium |
| St Kitts and Nevis | Citizenship by Investment — Developer … | CBI | $325K | $8K–$10K | —‡ | $12K–$22K | $352K–$369K | $382K–$419K | — | 3-6 months | Direct | High |
| St Lucia | Citizenship by Investment — NEF Donation | CBI | $240K | —‡ | —‡ | $12K–$22K | $263K–$275K | $338K–$360K | 144 | 3-4 months | Direct | Medium |
| St Lucia | Citizenship by Investment — National A… § | CBI | $300K | —‡ | —‡ | $8K–$15K | $68K–$75K | $73K–$80K | 144 | 3-4 months | Direct | Medium |
| Switzerland | Lump-Sum Taxation Residence (Forfait F… | RBI | — | —‡ | —‡ | $10K–$30K | $2.3M–$4.5M | — | — | 3-6 months (tax negotiation + permit) | 12 yrs | Medium |
| Thailand | LTR — Wealthy Global Citizen | RBI | $500K | $1K | —‡ | — | $502K–$504K | — | — | 1-3 months | None | Medium |
| Turkey | Citizenship by Investment — Real Estate | CBI | $400K | $500–$1K | —‡ | $3K–$5K | $420K–$437K | $420K–$437K | 113 | 6-12 months | Direct | High |
| Turkey | Citizenship by Investment — Bank Deposit | CBI | $500K | —‡ | —‡ | $10K–$20K | $510K–$521K | $510K–$521K | — | 6-12 months | Direct | Medium |
| United Arab Emirates | Golden Visa (Real Estate / Investment) | RBI | $545K | $3K–$6K | —‡ | $1K–$3K | $549K–$554K | $550K–$555K | — | 1-3 months | None (no citizenship | High |
| United States | EB-5 Immigrant Investor — Targeted Emp… | RBI | $800K | $5K | —‡ | $15K–$30K | $820K–$835K | $825K–$845K | — | 24-48+ months (country-dependent) | 7 yrs | High |
| Vanuatu | Development Support Programme (DSP) | CBI | $130K | —† | —† | $8K–$15K | $140K–$148K | $190K–$198K | 95 | 30-60 days (fastest globally) | Direct | Medium |
All figures USD · Q2 2026 exchange rates · Five-year basis · Low-end estimates used where ranges diverge
Investment minimum figures show capital required to qualify — some is returned on program exit (e.g. property retained, bonds repaid). All-in totals include non-recoverable fees.
Gov Fees "—": † = fee is included in the advertised investment minimum (no separate line item on official fee schedule). ‡ = fee structure not published; data unavailable from primary or secondary sources.
DD Fees "—": Same footnote convention applies. Programs marked † bundle due diligence into the contribution or government fee. Programs marked ‡ do not publish a discrete due diligence charge; the cost may be absorbed in agent fees.
§ St Lucia — National Action Bond (NAB): Net cost calculated from CIU published fee schedule. Includes mandatory $50,000 non-refundable admin fee, due diligence ($7,500), processing ($2,000), and estimated professional fees ($8,000–$15,000). Bond principal ($300,000) returned in full after 5-year hold; figures above represent irreversible costs only. Sources: CIU Investment Options (cipsaintlucia.com — SSL certificate expired at time of research); GetGoldenVisa.com St Lucia 2026 Guide, updated April 2026.
Source: goldenvisamap.com · Primary: official government fee schedules · Secondary: immigration law firm published guides (minimum 3 per program)
Historical (Closed Programs)
2 programs closedThe following programs are no longer accepting applications. They are listed here for regulatory reference and historical completeness only.
| Country | Program | Type | Status | Notes |
|---|---|---|---|---|
| Malta | Malta Exceptional Investor Naturalisation (… | CBI | Closed | Closed 29 April 2025 per CJEU ruling C-181/23 |
| Spain | Golden Visa | RBI | Closed | Closed April 2025 per EU Court ruling. No new applications accepted. |
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