Residency & Citizenship by Investment in the Americas

The Americas offer a mix of established and emerging investment migration programs. The United States EB-5 remains the benchmark for investor visas with an $800,000 minimum in targeted employment areas, leading to a Green Card and eventual US citizenship. Panama's Qualified Investor Visa requires $200,000 in real estate or other qualifying assets with processing in 2 to 4 months. Costa Rica provides three distinct pathways: Inversionista (investment), Rentista (income), and Pensionado (pension). Belize's QRP is one of the most affordable programs globally at $24,000 per year for retirees. El Salvador's Freedom Visa is a newer CBI offering at $1,000,000, granting Salvadoran citizenship. Paraguay rounds out the region with a low-threshold SUACE investment program at $70,000.

Countries

6

Programs

9

Program Types

CBI & RBI

From

Income-based

Key Takeaways

  • Mix of RBI programs and one CBI (El Salvador)
  • Belize QRP is among the cheapest globally at $24K/year
  • US EB-5 leads to a Green Card and path to US citizenship
  • Costa Rica offers 3 distinct pathways for different financial profiles

All Americas Programs at a Glance

Sorted by minimum investment. Click any country to explore in detail.

Country Program Type Min. Investment Processing Citizenship Path
πŸ‡¨πŸ‡· Costa Rica Rentista (Passive Income) RBI Income-based 3-6 months 7 years
πŸ‡¨πŸ‡· Costa Rica Pensionado (Retiree Residency) RBI Income-based 3-6 months 7 years
πŸ‡§πŸ‡Ώ Belize Qualified Retired Persons Programme (QRP) RBI $24,000 2-3 months 5 years (via standard naturalisation after 1 year residency + 4 years PR)
πŸ‡΅πŸ‡Ύ Paraguay Investor Residency (SUACE) RBI $70,000 1-3 months 3 years
πŸ‡¨πŸ‡· Costa Rica Investor Residency RBI $150,000 3-6 months 7 years
πŸ‡΅πŸ‡¦ Panama Friendly Nations Visa RBI $200,000 3-6 months 5 years
πŸ‡§πŸ‡Ώ Belize Investor Residency RBI $250,000 3-6 months 5 years
πŸ‡ΊπŸ‡Έ United States EB-5 Immigrant Investor Program RBI $800,000 12-24 months 5 years (after green card)
πŸ‡ΈπŸ‡» El Salvador Freedom Visa (Bitcoin Passport) CBI $1,000,000 2-3 months Direct

Explore Each Program

Detailed cards with investment requirements, timelines, and key benefits.

Belize

Investor Residency

Residency

$250,000

$250K+ real estate investment.

Processing

3-6 months

Stay Requirement

Approximately 1 visit per year (not strictly quantified in statute)

Visa Duration

Permanent

Work Rights

Yes

Citizenship Path

5 years

Visa-Free Countries

96

  • Only English-speaking country in Central America β€” common law legal system
  • No capital gains tax on any asset class
  • Territorial tax β€” all foreign income exempt
Belize

Qualified Retired Persons Programme (QRP)

Residency

$24,000

$2,000/month income proof ($24,000/year) from a pension, annuity, or other stable source outside Belize.

Processing

2-3 months

Stay Requirement

Approximately 1 visit per year

Visa Duration

Permanent (annual renewal of QRP status)

Work Rights

No

Citizenship Path

5 years (via standard naturalisation after 1 year residency + 4 years PR)

Visa-Free Countries

96

  • Income-based, no lump-sum investment required
  • All foreign income and assets fully tax-exempt under QRP
  • English-speaking, common law jurisdiction
Costa Rica

Investor Residency

Residency

$150,000

$150K+ in real estate (must be in applicant's personal name), business investment, private equity funds, shares, securities, or sustainable tourism projects. Note: $150K is a temporary threshold (reduced from $200K under Law No. 9996); may revert to $200K if not extended past mid-2026.

Processing

3-6 months

Stay Requirement

Visit once/year minimum

Visa Duration

2 years (renewable, PR after 3 years)

Work Rights

No

Citizenship Path

7 years

Visa-Free Countries

153

  • Territorial tax β€” foreign income fully exempt
  • No military since 1948 β€” one of Latin America's most stable democracies
  • Permanent residency available after 3 years of actual residence
Costa Rica

Rentista (Passive Income)

Residency

Income-based

Proof of $2,500/month stable passive income for 2+ years.

Processing

3-6 months

Stay Requirement

Visit once/year

Visa Duration

2 years (renewable)

Work Rights

No

Citizenship Path

7 years

Visa-Free Countries

153

  • Income-based, no investment
  • Pension income accepted
  • Must not work in Costa Rica
Costa Rica

Pensionado (Retiree Residency)

Residency

Income-based

Proof of $1,000/month pension income from a recognised pension source.

Processing

3-6 months

Stay Requirement

Visit once/year

Visa Duration

2 years (renewable, permanent residency after 3 years)

Work Rights

No

Citizenship Path

7 years

Visa-Free Countries

153

  • Lowest income threshold of the three Costa Rica routes ($1,000/month)
  • Pension income accepted from any country
  • Must not work in Costa Rica
El Salvador

Freedom Visa (Bitcoin Passport)

Citizenship

$1,000,000

$1M contribution (can be paid in Bitcoin or USD).

Processing

2-3 months

Stay Requirement

None

Visa Duration

Citizenship (permanent)

Work Rights

Yes

Citizenship Path

Direct

Visa-Free Countries

134

  • First Bitcoin-accepting CBI program
  • 100% online, no visit required
  • No capital gains tax on Bitcoin
Panama

Friendly Nations Visa

Residency

$200,000

$200K+ in Panamanian real estate or 3-year Certificate of Deposit in a Panamanian bank. Alternatively, employment with a Panamanian company qualifies. Provisional residency within ~72 hours, permanent residency after 2 years. Available to 50+ eligible nationalities including US, UK, EU, and most Commonwealth countries.

Processing

3-6 months

Stay Requirement

Visit every 2 years

Visa Duration

Permanent Residence

Work Rights

Yes

Citizenship Path

5 years

Visa-Free Countries

143

  • Territorial tax β€” zero tax on all foreign-source income
  • USD-based economy β€” no currency risk for dollar-denominated wealth
  • Provisional residency granted in ~72 hours
Paraguay

Investor Residency (SUACE)

Residency

$70,000

$70K bank deposit or business investment.

Processing

1-3 months

Stay Requirement

Minimal

Visa Duration

Permanent

Work Rights

Yes

Citizenship Path

3 years

Visa-Free Countries

143

  • Fastest citizenship in South America β€” 3 years from permanent residency
  • $70K investment threshold β€” lowest in the Americas for a PR+citizenship path
  • Flat 10% territorial tax β€” no tax on foreign income whatsoever
United States

EB-5 Immigrant Investor Program

Residency

$800,000

$800K in targeted employment area (TEA) or $1.05M standard. Must create/preserve 10+ full-time jobs.

Processing

12-24 months

Stay Requirement

Must reside in US

Visa Duration

Green card (permanent)

Work Rights

Yes

Citizenship Path

5 years (after green card)

Visa-Free Countries

186

  • Only investment route to a US green card and eventual citizenship
  • TEA threshold: $800K (vs $1.05M standard) β€” most invest through regional centres
  • US taxes worldwide income permanently from green card issuance β€” irreversible

Explore Other Regions

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