Citizenship by Investment Under $150,000

Four citizenship-by-investment programs accept applications at $150,000 or below. These are the most affordable routes to a second passport. Nauru and Sao Tome and Principe start at $90,000, Sierra Leone at $100,000, and Vanuatu at $130,000. Processing times range from 30 days (Vanuatu) to 6 months. All four grant full citizenship and a passport with varying degrees of visa-free travel.

Programs

4

Countries

4

Types

CBI

From

$90,000

Key Takeaways

  • Nauru ($90,000) and Sao Tome ($90,000) are the cheapest CBI programs globally
  • Vanuatu DSP processes in 30-60 days, fastest of any CBI worldwide
  • Sierra Leone Heritage CBI starts at $100,000 with a growing passport
  • None of these passports currently grant visa-free Schengen or UK access

All Programs at a Glance

Sorted by minimum investment. Click any country to explore in detail.

Country Program Type Min. Investment Processing Citizenship Path
🇳🇷 Nauru NECRCP (Climate Resilience Citizenship) CBI $90,000 3-6 months Direct
🇸🇹 São Tomé and Príncipe Citizenship by Investment CBI $90,000 2-3 months Direct
🇸🇱 Sierra Leone Citizenship by Investment CBI $100,000 2-3 months Direct
🇻🇺 Vanuatu Development Support Program (DSP) CBI $130,000 1-3 months Direct

Explore Each Program

Detailed cards with investment requirements, timelines, and key benefits.

Nauru

NECRCP (Climate Resilience Citizenship)

Citizenship

$90,000

$90,000 standard contribution to Nauru Economic and Climate Resilience Programme. Promotional rate of $80,000 available through June 2026.

Processing

3-6 months

Stay Requirement

None

Visa Duration

Citizenship (permanent)

Work Rights

Yes

Citizenship Path

Direct

Visa-Free Countries

48

  • Direct citizenship from $90K standard ($80K promotional through June 2026)
  • Zero-tax jurisdiction: no income, corporate, capital gains, or VAT
  • Only 48 countries visa-free — chosen for cost diversification, not mobility
São Tomé and Príncipe

Citizenship by Investment

Citizenship

$90,000

$90K donation to National Transformation Fund (single applicant). $95K for families of 2-4. Total cost with fees ~$105K.

Processing

2-3 months

Stay Requirement

None

Visa Duration

Citizenship (permanent)

Work Rights

Yes

Citizenship Path

Direct

Visa-Free Countries

61

  • Cheapest CBI program globally ($90K)
  • Fastest processing (as little as 6 weeks)
  • CPLP member: fast-track to Portuguese/Brazilian residency
Sierra Leone

Citizenship by Investment

Citizenship

$100,000

$100K Heritage track (African descent) or $140K standard track contribution. Total cost with fees approximately $117K–$157K depending on track.

Processing

2-3 months

Stay Requirement

None

Visa Duration

Citizenship (permanent)

Work Rights

Yes

Citizenship Path

Direct

Visa-Free Countries

64

  • Two tracks: $100K Heritage (African descent) or $140K standard
  • Fully remote, no visit required
  • Fast processing (2 months)
Vanuatu

Development Support Program (DSP)

Citizenship

$130,000

$130K government contribution (single applicant). Additional fees for family members.

Processing

1-3 months

Stay Requirement

None

Visa Duration

Citizenship (permanent)

Work Rights

Yes

Citizenship Path

Direct

Visa-Free Countries

89

  • World's fastest CBI (approvals routinely in 30-60 days, some in 3 weeks)
  • Zero-tax jurisdiction: no income, corporate, capital gains, or inheritance tax
  • Schengen access revoked March 2022; UK requires a Standard Visitor visa

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